Special Relief Facility Scheme



BNM has on 28 February 2020 announced the allocation of a RM5.0 billion Special Relief Facility (SRF) to alleviate the financial burden and assist in the resumption of business operations of the SMEs affected by the recent 2019-nCoV (COVID-19) outbreak.

Maximum Loan Amount 

RM20,000 to RM1,000,000

Loan Term 

1 Year - 5.5 Years

Interest Rates



3 - 4 Weeks


  1. Financing Purpose: Working Capital only

  2. Financing Rate: 3.5% p.a., inclusive of guarantee fees

  3. Guarantee Coverage: Up to 80% CGC Guarantee or SJPP

  4. Facility Type: Term Loan

  5. Maximum Tenure: 5.5 years, including 6 months moratorium on repayments

  6. Availability Fund RM5.0 billion from 6th March until 31st December 2020 upon exhaustion of allocation, whichever is earlier

  7. Financing Amount 75k Up to 1Mil per SME upon

  8. No collateral Not Required


  1. Malaysian SMEs adversely affected by COVID-19,

  2. with at least 51% shares held by Malaysians

  3. Annual Sales Min RM500k

  4. Company Establish 3 years

Required Documents

  1. A valid Business Registration certificate with SSM or Business License with Local Authority (LA).

  2. A photocopy of NRIC for all Directors / Sole Proprietor / Partners.

  3. Latest 6 months Company’s Bank Statement.

  4. 3 Years Audit Account or Management Account

  5. Other supporting documents as required by the Bank.

 6 Reason Why Apply with us

  1. We same as the Banker, but Banker just represents their bank, they only can help you to apply the loan from their own bank, and we do not belong to any bank.

  2. And most importantly, you save a lot of time and the hassle going from bank to bank and hence, we are the one stop centre for you.

  3. SMI Funding directly using through our network, based on your documents, qualification, nature of business, and other information, find out that which Commercial Bank having higher approval rate chances (Maybank, RHB, Ambank, Standard Chartered & etc) 90% approval rate helped the company successfully get the fund.

  4. Our consultant are commission based, hence they need to work closely with you and the banks until your loan is approved. If not, they won't get a single cent. We charge services charge based on the loan approved. No approval, no commission to be paid. Mean you are gurantee NO RISK

  5. After you’re funded, you and our consultant will work through a plan to get you better lending products in the future. When that time comes, we’ll be there to help you take the next step.

Other Link:
Call: 603-9212 4890
Fax: 603-9200 3586

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55200 Kuala Lumpur

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