CCRIS was a details of credit information from financial service provider like Banks. The report was primarily used for banks evaluation and isn't very easily understood by us. 

CTOS was a credit reporting by private company and highly used by Bank to determine an applicant's creditworthiness aside of CCRIS. This report will show how good your credit scoring and your financial health.

Credit Scoring are a method to check your financial life. It can make or break your financial success. High credit score means you are a good paymaster and borrower hence your chance with the finance help is better. However it will goes upside down if your credit scoring is low.

Now you concern about your Financial Health? Let us check your Financial Health and get to know your Entitlement.

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