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Find the best Housing Loan in Malaysia

Learn about each housing loan product available on the SMI Funding Smart Seach

Affin Bank Home Solution Plus

Interest Rate 4.40%

Flexible mortgage plan that lets you make extra repayments, reducing your interest charges. Withdraw excess cash instantly when you need it.

  • Up to 35 years

  • Semi-Flexi loan

  • Floating Interest Rate

  • 3 years lock in period

  • Up to 90% margin

  • 30 days approval

Affin Bank My First Home Scheme

Interest Rate 4.50%

Own your first home without paying thousands of Ringgits for your downpayment! Enjoy 100% financing at lower rates for up to 35 years.

  • Up to 35 years

  • Term loan

  • Floating Interest Rate

  • 5 years lock in period

  • Up to 100% margin

Affin Bank Home Assist Plus

Interest Rate 5.00%

Perfect for the first time home buyer this mortgage is created especially for lower cost houses and folks earning a lower income

  • Up to 35 years

  • Semi-Flexi loan

  • Floating Interest Rate

  • 3 years lock in period

  • Up to 85% margin

  • 30 days approval

Affin Home Assist Plus-i

Interest Rate 5.00%

Affin Home Assist Plus-i is a flexible home financing hat conforms to Shariah principle of Musharakah Mutanaqisah and lets you chuck in extra repayment to save on profit charges.

  • Up to 35 years

  • Semi-Flexi Islamic financing

  • Floating Profit Rate

  • 5 years lock in period

  • Up to 85% margin 30 days approval

Affin BNM Priority Sector Home Financing-i

Interest Rate 5.10%

Fully Shariah-compliant Islamic Home Financing catered to the low & middle-income group, to help you get the home security that you truly deserve!

  • Up to 35 years

  • Semi-Flexi Islamic financing

  • Floating Profit Rate

  • 5 years lock in period

  • Up to 90% margin

  • 30 days approval

Affin Bank Home Flexi Plus

Interest Rate 5.25%

Get a combination of a term loan and overdraft for financing a new house or refinancing your current home.

  • Up to 35 years

  • Semi-Flexi loan

  • Floating Interest Rate 3 years lock in period

  • Up to 90% margin

  • 30 days approval

Affin Home Invest-i

Interest Rate 4.50%

Get your dream house and protect yourself from the fluctuation of profit rate with Affin Home Invest-i.

  • Up to 35 years

  • Semi-Flexi Islamic financing

  • Floating Profit Rate

  • 3 years lock in period

Affin Tawarruq Home Financing-i

Interest Rate 4.80%

An Islamic home financing based on the concept of Tawarruq that offers the flexibility of early settlement free of charge!

  • Up to 35 years

  • Semi-Flexi Islamic financing

  • Floating Profit Rate

  • 0 years lock in period

  • Up to 90% margin

  • 30 days approval

AIA Fixed Rate Home Loan Package 1

Interest Rate 4.99%

AIA's conventional term home loan has a fixed interest rate, giving you a piece of mind and protection against changes in the Base Rate

  • Up to 35 years

  • Term loan

  • Fixed Interest Rate

  • 5 years lock in period

  • Up to 90% margin

  • 30 days approval

AIA Fixed Rate Home Loan Package 2

Interest Rate 5.39%

Everyone's favourite American Insurance company offers a conventional home loan with a fixed interest rate.

  • Up to 35 years

  • Term loan

  • Fixed Interest Rate

  • 5 years lock in period

  • Up to 90% margin

  • 30 days approval